Investor Cash Flow Loan
Northpointe's Investor Cash Flow loan program is built for borrowers, including businesses, seeking financing for investment properties utilizing the rental income to qualify instead of traditional tax returns. With loan amounts up to $2,000,000 and down payments as low as 20%, financing a property might be more achievable than you think.
Program Features:
- Maximum loan amount of $2,000,000
- Fixed-rate and adjustable rate options
- 10-year interest-only terms available
- Eligible for cash-out refinance
- Down payment as low as 20%
- Minimum credit score of 620
- Available for limited liability companies (LLC's)
- Non-warrantable condos including condotels are eligible
- Available for leasehold estates where the term of the ground lease is equal to or greater than the loan term
- Available in all 50 states and Washington D.C.
Hi, I'm Brian. I live in Bradenton, Florida with my beautiful wife, Nichole, and our 3 kids. I have been working in the mortgage industry since 2002 and have used many of the awesome products offered by Northpointe over the years to help us build a dream home, purchase a property in paradise, and achieve financial freedom. While the All In One loan is by far one of my favorite products for building wealth, I am excited to assist you in finding the perfect loan product for your needs. I will be here every step of the way, from answering initial questions to after your loan closes. When you work with me, you'll get to utilize innovative technologies like our interactive simulator to explore your cost savings. Combine that with client-focused customer service and a streamlined process, we'll be sure to ο¬nd the right solution for you!
*The 30-year fixed, annual percentage rate (APR) is 8.285% and based on a note rate of 7.875% with 3.250 points and $2,175.21 principal and interest payments. Example based on a single-family investment property with a loan amount of $300,000, credit score of 760 and down payment of 20% with tax and insurance escrows. Payment amounts shown does not include taxes and insurance premiums. The actual payment amount will be greater. Interest rates as of September 28, 2022, and subject to change without notice. APR is for illustrative purposes only and your interest rate may vary. This is not a commitment to lend. All loans are subject to credit review and approval.
